Hi, I am Amber, I am so thankful you have decided to browse my blog. I have created The Piggy Bank to help educate and inform you, the consumer, with practical information about all money topics.
With experience in Personal and Business finances I have lead groups through pre-marital and Financial Peace University courses, consulted for business owners on improving their profitability and individually meet and protected borrowers through the mortgage loan process.
If you can not find content on the blog about your inquiry, email me and I will respond to you directly. I am always looking
for new topics to write about.
Beyond my passion with finances, I am...
With experience in Personal and Business finances I have lead groups through pre-marital and Financial Peace University courses, consulted for business owners on improving their profitability and individually meet and protected borrowers through the mortgage loan process.
If you can not find content on the blog about your inquiry, email me and I will respond to you directly. I am always looking
for new topics to write about.
Beyond my passion with finances, I am...
- I have two kids, 1 girl and 1 boy and I love being their mom! I would say my favorite part about being their mom is the ability to slow down and see life through their perspective. Parenting is hard work, but the joys outweigh the challenges.
- A golfer. The challenge of the game, the sun, and the ability to play it long into my old age has me hooked.
- I love cycling and an intense workout is something I desire on a daily basis.
- Central Minnesota native and I love returning HOME. There is something about the comfort of home that my heart craves. My dad Drag Races, so our summer activities are centered around fast and loud cars which I LOVE!
- A 8 on the Enneagram and my top strengths are Discipline and Achiever.
TESTIMONIALS- (for verified customer testimonials and ratings: pro.experience.com/reviews/amber-hutton-233675 )
"Amber kept us in the loop the whole time and was not pushy about any of the steps. She has your best interest at heart and we felt great through the entire process." - Robin M. 5/5
"We had a fantastic experience working with Amber! She clearly has the heart of a teacher and patiently answered all of our questions. Knowing she was working on our behalf put us at ease through the whole process. We will be recommending her to all our friends and family. Thanks, Amber!" - Rebecca M. 5/5
"Very responsive and knowledgeable. Transparent."- William A. 4.83/5
"Amber is very knowledgeable, and great at explaining complicated processes in a simple way - made it very easy for everyone to understand and make informed choices." - Cassie N. 4.83/5
"She was very easy to work with. No surprises at closing" - Patrick S. 4.83/5
"Amber was extremely knowledgeable about the home loan process, but broke it down into understandable bits of information for us as first-time homeowners. She was very responsive to emails, text messages, and phone calls and very professional in her communications. I would highly recommend her to anyone looking to purchase a home or refinance." - Trevor B. 5/5
"Amber and team did a great job communicating throughout the process. We loved working with Amber and her team." -Sarah B.
"Everything went as planned." - Anne H. 5/5
"Amber is a true professional and expert in her field. She is always available and responsive and I can't explain how much I appreciate that, even though its not the favorite part of our job to be 'on' all the time. She knocks it out of the park." - Evan W. 5/5
"We found a house that we loved but hadn't gone through the pre-approval process yet. Amber was amazing and got us approved so quickly and we got our house! I would recommend her to anyone!" - Bronte P. 5/5
"Amber was always on top of the ball. We came to her with a last minute, high priority closing situation. She was able to get us preapproved in a matter of hours so we could move forward on our dream home. We are so thankful!" - Isaac P. 5/5
"Amber's communication was exceptional. She responded to us quickly and gave clear instruction on next steps." - Cody W. 5/5
"Excellent Communication" - Jennifer F. 5/5
"I am so glad that my wife and I choose to work with Amber as our Loan Originator. This was our first home purchase, and it was a unique home and situation, but she talked us through the whole process and answered all of our questions with knowledge, expertise, kindness, and patience. We are so grateful for her help, and we are so excited for this new adventure" - Alexander G. 5/5
"Amber made the entire process easy to understand and execute! A true Pro!" - Nana Y. 5/5
"Amber and team really know their business. They went above and beyond to educate and inform us as well as other parties in the process. Our home financing experience with Amber was streamlined and effortless." - Blake B. 5/5
"Amber was a joy to work with!" - Ryan H. 5/5
"Amber was always quick to respond to any questions we had, it made the process very smooth." - Ashely K. 5/5
"Amber is knowledgeable, reliable, and consistent in the expertise she provides to each client. I couldn't ask for a better advocate and advisor throughout the mortgage process. She's just the best!" - Darby L. 5/5
"Amber was very helpful and quick to respond. I trust her and any opinions she shared. I also appreciated her flexibility when we changed our loan type mid way. It felt like we were on a team together. - Jeremiah M. 5/5
"Questions were answered day or night and that was greatly appreciated! Amber did a great job guiding us through the process so we understood what was happening. It was a great learning experience. - Evan W. 5/5
"Amber was a great help in the refinance process" - Evan H. 5/5
Good and Prompt Communication" - Andrew J. 5/5
"Good Communicator" - Sam T. 5/5
"This is our second refinance with Amber, and it went even more smoothly than the last! Amber helped us navigate the options and weigh various scenarios, explaining the risks/benefits of each option along the way. Eventually, we landed on a path that's going to slash our interest, shorten our term and save us big money and time on the path to debt freedom. Amber's communication was always proactive and always on point, and make the whole process smooth and easy! - Joe S. 5/5
"Personalized advice to ensure we are in a home we can afford and very fast/efficient work! Amber's team helped us close an entire week early, and we are so thankful!" - Dana T. 4.9/5
"Amber is so easy to work with." - Joshua. 5/5
"Amber is very knowledgeable and a great communicator. I appreciated working with her and her team to buy my second investment property through her!"- Tammi S. 5/5
"Amber is the best at what she does-educates, reaches out proactively, and is always available for questions and updates. She makes the process seamless!"-Jessica A. 5/5
"Amber was great to work with! My husband and I are first-time homeowners and were just learning about the mortgage process. Amber was thorough in explaining everything that we didn't understand so that there were no surprises. We greatly appreciate her and her team's expertise and partnership in making the mortgage process so smooth." Michelle 5/5
"I was very impressed with the amount of involvement her and her team kept me in. I also absolutely loved that they kept me in the loop all the time, teaching me each step of the way. The fast responsive emails I received was also 2nd to none. This team and Amber herself were an absolute joy to work with. They took the lead and never looked back. At times I felt overwhelmed and confused but they would calm me and explain the entire process in detail to me so I understood. Very Impressed Thanks." - Lee S. 5/5
"Amber is clear, communicative, and timely in everything she does! I always have felt taken care of, heard and valued by her through the process." Elizabeth B. 5/5
"Amber went above and beyond to get us the best rate and make sure all our questions were answered!" - Nicholas 5/5
"Everyone was responsive and helpful, thanks!" - Jordan K. 5/5
"Amber is approachable and knowledgeable. We felt safe and comfortable working with her to make decisions regarding our home purchase. As first time home buyers, Amber was careful to walk us through each step and was always accessible when we had questions. Amidst the busyness of life, it makes such a difference to work with someone who communicates via text message and email." - Bryan T. 5/5
"Amber was excellent! She made a difficult process easy, was so knowledgeable, and really provided us a quality experience. We plan on working with Amber again in the future and have already been recommending her to others. Thank you Amber!" - Lindsay C. 5/5
"Amber is very prompt, always willing to answer questions and provide more detail. This is our second time working with Amber and she continues to provide great customer service and looks out for the best interest of her clients." - Amanda S. 5/5
"Good communication and took time to explain my questions. Honest with what could and should be done!" - Laura 5/5
"Amber couldn't have been more of a joy to work with! Every piece of advice she gave us felt like it was personalized to us and is what she would do if she were in our shoes. She made the process easier than I ever thought it could be and kept us in the loop the entire time. I cannot recommend Amber enough for her wisdom, attention to detail, and proactive management of the process." - Spencer F. 5/5
"Amber was AMAZING!!! She did all the work for me and explained every detail (even when I asked A LOT of questions!) Her communication was prompt and efficient. I would not have gotten through this process as smoothly as I did without her. She made the impossible possible and I am EXTREMELY thankful that I was able to work with Amber. Honestly, I didn't even feel like I had to do anything. She seamlessly took care of every detail for me. Thank you SO much Amber!" - Lisa 5/5
"Amber and her team work quick and very efficiently throughout the whole process. Communication is excellent all the way through the process with everything clearly laid out in the process!"-Preston F. 5/5
"Amber was an excellent communicator and great to work with!"-Nina A. 4.5/5
"Helped teach and inform us about the process and was always willing to answer questions and clarify things for us. A huge help in the home-buying process!"-Jared A. 5/5
"Amber walked us through the process every step of the way and was extremely easy to communicate with! She was always available, informational and encouraging. She was real, honest and a joy to work with. We highly recommend her!" - Christina L. 5/5
"I had Googled Axia when my client informed me they were using them and unfortunately the BBB had some complaints. Amber assured me she would provide excellent service and she sure did! I would definitely recommend Amber and would happily be a reference if ever needed. Her service was excellent."-Lynne G. 5/5
"Amber always took the time to explain the process to us. There were never any surprises!"-Michael K. 5/5
"I don't even know where to start but to say that there is absolutely no way we could've gotten through this house buying experience without Amber. She was there for us from start to finish; answering questions, explaining the process, and just simply supporting us the entire time. Buying a house is not easy, especially during a COVID pandemic, but because of Amber we were able to buy our dream home, regardless of everything going on in the world. We highly recommend Amber!"-Jillian K. 5/5
"Amber was fantastic to work with. I am self-employed, which always adds extra hurdles to refinancing, but Amber helped us navigate everything with ease."-Trent A. 5/5
"Honestly, Amber you killed the game. I'm so thankful for having you with me in this process. As a first time home buyer this whole thing was completely foreign to me and there were so many moments it was just helpful for you to explain what was happening and what to expect next. Thanks for everything Amber!"-Haley O. 5/5
"Amber was very knowledgeable and quick to communicate. She answered all of our questions. We felt very confident that she was giving us the best advice and we were getting the best service." - Patrick L. 5/5
"The Axia team and Amber in particular are so helpful and make the home buying process smooth. They educate you (if needed) while delivering excellent service. They work around the clock to make sure you have everything you need to be successful in your home purchase. I would recommend them to anyone looking to buy a home." - Katherine A. 5/5
"Amber has been an absolute joy to work with throughout the entire process. She took the time to understand our situation, was very thorough in explaining the process, clear in helping us set our expectations, and kept us well-informed at all times. Everything proceeded without a hitch from our perspective. Highest marks all around for Amber and her team!" - Charley S. 5/5
"Even when things got confusing for us, Amber took the time to explain everything clearly every step of the way! We appreciate that she cared for us throughout the entire process and she really went above and beyond to make sure we were taken care of." - Mark H. 5/5
"Amber is one of the best in the business-she knows her craft and she understands people. LOVE working with her!" - Cam H. 5/5
"Amber is a powerhouse-she was a great resource throughout the home-buying process, kept things moving along, and was incredibly diligent and responsive along the way. I would highly recommend anyone buying a home work with Amber!"-Jessica A. 5/5
"It was so easy and well communicated. Even after we pulled a last minute date change. Thank you!"-Scott F. 5/5
"Amber was so quick and efficient in answering any of my questions and the online app made this process so smooth. Everyone I worked with, especially Amber, was so friendly and customer centric. I have already told a few people about her!"-Katherine M. 5/5
"Amber is knowledgeable, patient and integrity driven which is exactly what I was looking for."-Dana P. 5/5
"Very responsive to questions and concerns and kept me informed along the way."-Catherine F. 5/5
"Amber was knowledgeable and helpful from the beginning of the home buying process to the end. Amber always made sure I understood everything from start to finish and was available to answer any questions I had! She is the best!"-Danica A. 5/5
"Amber and her team were awesome to work with. The loan process itself is a lot of work but with great communication and teamwork we met our goals. I appreciated her easy going nature, excellent communication skills and most importantly, getting this loan done on time."-Tammi S 5/5
"Amber is knowledgeable and addresses any questions or concerns immediately."-Bryan M. 5/5
"Not having refinanced for many years, I came into it like a rookie. Amber did an excellent job answering all of my questions...and more than that, she gave great advice that didn't make me feel like I was a rookie. She was very timely in all of her communications and explained everything very well, so I could easily understand the info and the options. So thankful that my daughter and her husband recommended Amber to me and my wife; we'll absolutely recommend her highly to those we know!"-Brian & Polly W. 5/5
"Amber goes above and beyond to ensure the transaction is right for all involved?"-Jeremy P. 5/5
"Axia was great!"-Boris B. 5/5
"Amber went above and beyond to help me figure out if refinancing was the best option for me. She was very responsive to my questions, gave me great advice, and I knew she had my best interest in mind."-Drew S. 5/5
"Working with Amber and her team was an incredibly smooth process. Amber is dedicated to making sure her clients are informed on every step of the process. She is very knowledgeable about the market and helped us lock in an incredible rate during the ups and downs of the mortgage industry during this COVID-19 pandemic. We are so grateful and honored to work with Amber, and would recommend her to any of our friends and family. She is an asset you want to have in your corner."-Ashley K. 5/5
"Amber was invaluable to us as first time home-buyers. We had a lot of questions, didn't fully understand the process, and needed support each step of the way. Amber was there for us, always ready to answer questions, and helped us think through our finances and what made sense for us and our financial goals--not just what amount of loan we could be approved for. I really appreciate her holistic approach to the home loan process and would recommend her to anyone and everyone!"-Brittany W. 5/5
"She was quick to respond and very informative, including a great visual tool to help explain the process."- Ben W. 5/5
"Amber exceeded our expectations throughout our home buying process! From the beginning she took the time to understand our lifestyle and budget, to provide a loan that was well within our means. Amber provided sound advice throughout the process and was very prompt with her communication. I would hands down recommend Amber to anyone thinking about purchasing a home, or looking for financial advice!"-Janessa M. 5/5
"Amber was absolutely fantastic. She understood our situation and how our home fit into our plans and budget. She was available and responsive, giving advice when needed. I will be using her in the future and recommend her to my network that they use Amber. She was a pleasure to work with!"-Chris K. 5/5
"Amber was tremendous to work with—positive, proactive, knowledgeable, and supportive. She helped us navigate a wide range of complexities and decisions, and was always there as an educational/advisory resource, even on things that didn’t relate to her specific area. She also exhibited supreme integrity throughout the process, helping us weigh and determine what was right for our family and finances with complete honesty and transparency. We will be recommending Amber to all of our friends!"-Joe S. 5/5
"Working with Amber was an INCREDIBLE experience. She explained every question I had with such thoughtfulness and detail. Amber made me feel seen and known through the whole home buying process, and my desires were honored all along the way! Amber and her team were able to pull off a quick close, while managing to not make me feel rushed in the process. I was so taken care of! I highly recommend working with Amber!"- Elizabeth B. 5/5
"Amber was prompt and on top of every detail. She was there to answer every question and walk us through each turn. She was an amazing help and guided us to make the best decisions we could in each situation!"-Darby L. 5/5
"Amber made our experience great!! She went above and beyond in every single way to make sure we had the best home buying experience we could have. She answered all of our questions (which were a lot), and she went out of her way to educate and inform us thoroughly so that every decision made was an informed decision. Above all, Amber does her work with the utmost excellence and cares more about her clients than any financial gain. We cannot recommend her enough!"-Nick V. 5/5
"Amber has a heart for educating and protecting. It’s obvious that her passion is making sure people are making an informed and empowered decision which protects their financial livelihood. Someone’s mortgage is one of the biggest investments they will make, it’s so refreshing to see a mortgage advisor who cares about the big financial picture and isn’t just pushing another sale."-Spencer H. 5/5
"We had been working with a different lender and the house we wanted to pursue was out of our range with the rates this lender provided. Amber was able to get us a lower interest rate so we could afford the house we really wanted, the house we will live in for the next 20+ years! Amber and her team also worked hard for us, outside normal business hours, unlike the first lender we worked with, and they were extremely prompt and informative. We highly recommend Amber’s team!"-Amanda S. 5/5
"Amber is beyond knowledgeable; personal, and professional! Outcome was beyond my dream for an affordable mortgage."-Judy K. 5/5
"Amber communicated well and efficiently and was often available to answer any questions we had."-Jordan K. 5/5
"Amber’s level of expertise gave us so much confidence. She was also patient to take things at our own pace but also helped by gently pushing us to keep things on track whenever needed."-John P. 5/5
"Amber was very thorough and wanted us to understand the home buying process. She took the time to explain many things as they came up along the way and was very prompt whenever we had a question. She clearly showed she cares and is passionate about what she does and who she’s working with!"-Kelsey O. 5/5
"Amber is one of a kind. She was far more thorough and thoughtful than most lenders. She was very helpful and always made sure we knew all our options. She was accessible and responsive if we had questions. She provided expert advice, and we always trusted she had our best interest in mind. I would highly recommend her!"-Drew S. 5/5
"Amber was very prompt and helpful throughout the entire home buying process. Was able to answer all my questions related to her field if not more. Made the home buying much less daunting than my friends made it sound."-Erick G. 5/5
"Amber was great! She made the process so easy and it was super straightforward. She went above and beyond! Thank you Amber!"-Lauren H. 5/5
"Constant Communication."-Mike H. 5/5
"Amber was great in helping me finance my first home. She was entirely knowledgeable about the entire process, was able to answer any question I had and was always immediately available via text message or phone call!"-Evan H. 5/5
"Amber was so helpful and quick to respond-she did not make us feel like we were asking too many questions and helped us feel empowered to make important decisions! She was great to work with."-Carly W. 5/5
"Amber kept us in the loop the whole time and was not pushy about any of the steps. She has your best interest at heart and we felt great through the entire process." - Robin M. 5/5
"We had a fantastic experience working with Amber! She clearly has the heart of a teacher and patiently answered all of our questions. Knowing she was working on our behalf put us at ease through the whole process. We will be recommending her to all our friends and family. Thanks, Amber!" - Rebecca M. 5/5
"Very responsive and knowledgeable. Transparent."- William A. 4.83/5
"Amber is very knowledgeable, and great at explaining complicated processes in a simple way - made it very easy for everyone to understand and make informed choices." - Cassie N. 4.83/5
"She was very easy to work with. No surprises at closing" - Patrick S. 4.83/5
"Amber was extremely knowledgeable about the home loan process, but broke it down into understandable bits of information for us as first-time homeowners. She was very responsive to emails, text messages, and phone calls and very professional in her communications. I would highly recommend her to anyone looking to purchase a home or refinance." - Trevor B. 5/5
"Amber and team did a great job communicating throughout the process. We loved working with Amber and her team." -Sarah B.
"Everything went as planned." - Anne H. 5/5
"Amber is a true professional and expert in her field. She is always available and responsive and I can't explain how much I appreciate that, even though its not the favorite part of our job to be 'on' all the time. She knocks it out of the park." - Evan W. 5/5
"We found a house that we loved but hadn't gone through the pre-approval process yet. Amber was amazing and got us approved so quickly and we got our house! I would recommend her to anyone!" - Bronte P. 5/5
"Amber was always on top of the ball. We came to her with a last minute, high priority closing situation. She was able to get us preapproved in a matter of hours so we could move forward on our dream home. We are so thankful!" - Isaac P. 5/5
"Amber's communication was exceptional. She responded to us quickly and gave clear instruction on next steps." - Cody W. 5/5
"Excellent Communication" - Jennifer F. 5/5
"I am so glad that my wife and I choose to work with Amber as our Loan Originator. This was our first home purchase, and it was a unique home and situation, but she talked us through the whole process and answered all of our questions with knowledge, expertise, kindness, and patience. We are so grateful for her help, and we are so excited for this new adventure" - Alexander G. 5/5
"Amber made the entire process easy to understand and execute! A true Pro!" - Nana Y. 5/5
"Amber and team really know their business. They went above and beyond to educate and inform us as well as other parties in the process. Our home financing experience with Amber was streamlined and effortless." - Blake B. 5/5
"Amber was a joy to work with!" - Ryan H. 5/5
"Amber was always quick to respond to any questions we had, it made the process very smooth." - Ashely K. 5/5
"Amber is knowledgeable, reliable, and consistent in the expertise she provides to each client. I couldn't ask for a better advocate and advisor throughout the mortgage process. She's just the best!" - Darby L. 5/5
"Amber was very helpful and quick to respond. I trust her and any opinions she shared. I also appreciated her flexibility when we changed our loan type mid way. It felt like we were on a team together. - Jeremiah M. 5/5
"Questions were answered day or night and that was greatly appreciated! Amber did a great job guiding us through the process so we understood what was happening. It was a great learning experience. - Evan W. 5/5
"Amber was a great help in the refinance process" - Evan H. 5/5
Good and Prompt Communication" - Andrew J. 5/5
"Good Communicator" - Sam T. 5/5
"This is our second refinance with Amber, and it went even more smoothly than the last! Amber helped us navigate the options and weigh various scenarios, explaining the risks/benefits of each option along the way. Eventually, we landed on a path that's going to slash our interest, shorten our term and save us big money and time on the path to debt freedom. Amber's communication was always proactive and always on point, and make the whole process smooth and easy! - Joe S. 5/5
"Personalized advice to ensure we are in a home we can afford and very fast/efficient work! Amber's team helped us close an entire week early, and we are so thankful!" - Dana T. 4.9/5
"Amber is so easy to work with." - Joshua. 5/5
"Amber is very knowledgeable and a great communicator. I appreciated working with her and her team to buy my second investment property through her!"- Tammi S. 5/5
"Amber is the best at what she does-educates, reaches out proactively, and is always available for questions and updates. She makes the process seamless!"-Jessica A. 5/5
"Amber was great to work with! My husband and I are first-time homeowners and were just learning about the mortgage process. Amber was thorough in explaining everything that we didn't understand so that there were no surprises. We greatly appreciate her and her team's expertise and partnership in making the mortgage process so smooth." Michelle 5/5
"I was very impressed with the amount of involvement her and her team kept me in. I also absolutely loved that they kept me in the loop all the time, teaching me each step of the way. The fast responsive emails I received was also 2nd to none. This team and Amber herself were an absolute joy to work with. They took the lead and never looked back. At times I felt overwhelmed and confused but they would calm me and explain the entire process in detail to me so I understood. Very Impressed Thanks." - Lee S. 5/5
"Amber is clear, communicative, and timely in everything she does! I always have felt taken care of, heard and valued by her through the process." Elizabeth B. 5/5
"Amber went above and beyond to get us the best rate and make sure all our questions were answered!" - Nicholas 5/5
"Everyone was responsive and helpful, thanks!" - Jordan K. 5/5
"Amber is approachable and knowledgeable. We felt safe and comfortable working with her to make decisions regarding our home purchase. As first time home buyers, Amber was careful to walk us through each step and was always accessible when we had questions. Amidst the busyness of life, it makes such a difference to work with someone who communicates via text message and email." - Bryan T. 5/5
"Amber was excellent! She made a difficult process easy, was so knowledgeable, and really provided us a quality experience. We plan on working with Amber again in the future and have already been recommending her to others. Thank you Amber!" - Lindsay C. 5/5
"Amber is very prompt, always willing to answer questions and provide more detail. This is our second time working with Amber and she continues to provide great customer service and looks out for the best interest of her clients." - Amanda S. 5/5
"Good communication and took time to explain my questions. Honest with what could and should be done!" - Laura 5/5
"Amber couldn't have been more of a joy to work with! Every piece of advice she gave us felt like it was personalized to us and is what she would do if she were in our shoes. She made the process easier than I ever thought it could be and kept us in the loop the entire time. I cannot recommend Amber enough for her wisdom, attention to detail, and proactive management of the process." - Spencer F. 5/5
"Amber was AMAZING!!! She did all the work for me and explained every detail (even when I asked A LOT of questions!) Her communication was prompt and efficient. I would not have gotten through this process as smoothly as I did without her. She made the impossible possible and I am EXTREMELY thankful that I was able to work with Amber. Honestly, I didn't even feel like I had to do anything. She seamlessly took care of every detail for me. Thank you SO much Amber!" - Lisa 5/5
"Amber and her team work quick and very efficiently throughout the whole process. Communication is excellent all the way through the process with everything clearly laid out in the process!"-Preston F. 5/5
"Amber was an excellent communicator and great to work with!"-Nina A. 4.5/5
"Helped teach and inform us about the process and was always willing to answer questions and clarify things for us. A huge help in the home-buying process!"-Jared A. 5/5
"Amber walked us through the process every step of the way and was extremely easy to communicate with! She was always available, informational and encouraging. She was real, honest and a joy to work with. We highly recommend her!" - Christina L. 5/5
"I had Googled Axia when my client informed me they were using them and unfortunately the BBB had some complaints. Amber assured me she would provide excellent service and she sure did! I would definitely recommend Amber and would happily be a reference if ever needed. Her service was excellent."-Lynne G. 5/5
"Amber always took the time to explain the process to us. There were never any surprises!"-Michael K. 5/5
"I don't even know where to start but to say that there is absolutely no way we could've gotten through this house buying experience without Amber. She was there for us from start to finish; answering questions, explaining the process, and just simply supporting us the entire time. Buying a house is not easy, especially during a COVID pandemic, but because of Amber we were able to buy our dream home, regardless of everything going on in the world. We highly recommend Amber!"-Jillian K. 5/5
"Amber was fantastic to work with. I am self-employed, which always adds extra hurdles to refinancing, but Amber helped us navigate everything with ease."-Trent A. 5/5
"Honestly, Amber you killed the game. I'm so thankful for having you with me in this process. As a first time home buyer this whole thing was completely foreign to me and there were so many moments it was just helpful for you to explain what was happening and what to expect next. Thanks for everything Amber!"-Haley O. 5/5
"Amber was very knowledgeable and quick to communicate. She answered all of our questions. We felt very confident that she was giving us the best advice and we were getting the best service." - Patrick L. 5/5
"The Axia team and Amber in particular are so helpful and make the home buying process smooth. They educate you (if needed) while delivering excellent service. They work around the clock to make sure you have everything you need to be successful in your home purchase. I would recommend them to anyone looking to buy a home." - Katherine A. 5/5
"Amber has been an absolute joy to work with throughout the entire process. She took the time to understand our situation, was very thorough in explaining the process, clear in helping us set our expectations, and kept us well-informed at all times. Everything proceeded without a hitch from our perspective. Highest marks all around for Amber and her team!" - Charley S. 5/5
"Even when things got confusing for us, Amber took the time to explain everything clearly every step of the way! We appreciate that she cared for us throughout the entire process and she really went above and beyond to make sure we were taken care of." - Mark H. 5/5
"Amber is one of the best in the business-she knows her craft and she understands people. LOVE working with her!" - Cam H. 5/5
"Amber is a powerhouse-she was a great resource throughout the home-buying process, kept things moving along, and was incredibly diligent and responsive along the way. I would highly recommend anyone buying a home work with Amber!"-Jessica A. 5/5
"It was so easy and well communicated. Even after we pulled a last minute date change. Thank you!"-Scott F. 5/5
"Amber was so quick and efficient in answering any of my questions and the online app made this process so smooth. Everyone I worked with, especially Amber, was so friendly and customer centric. I have already told a few people about her!"-Katherine M. 5/5
"Amber is knowledgeable, patient and integrity driven which is exactly what I was looking for."-Dana P. 5/5
"Very responsive to questions and concerns and kept me informed along the way."-Catherine F. 5/5
"Amber was knowledgeable and helpful from the beginning of the home buying process to the end. Amber always made sure I understood everything from start to finish and was available to answer any questions I had! She is the best!"-Danica A. 5/5
"Amber and her team were awesome to work with. The loan process itself is a lot of work but with great communication and teamwork we met our goals. I appreciated her easy going nature, excellent communication skills and most importantly, getting this loan done on time."-Tammi S 5/5
"Amber is knowledgeable and addresses any questions or concerns immediately."-Bryan M. 5/5
"Not having refinanced for many years, I came into it like a rookie. Amber did an excellent job answering all of my questions...and more than that, she gave great advice that didn't make me feel like I was a rookie. She was very timely in all of her communications and explained everything very well, so I could easily understand the info and the options. So thankful that my daughter and her husband recommended Amber to me and my wife; we'll absolutely recommend her highly to those we know!"-Brian & Polly W. 5/5
"Amber goes above and beyond to ensure the transaction is right for all involved?"-Jeremy P. 5/5
"Axia was great!"-Boris B. 5/5
"Amber went above and beyond to help me figure out if refinancing was the best option for me. She was very responsive to my questions, gave me great advice, and I knew she had my best interest in mind."-Drew S. 5/5
"Working with Amber and her team was an incredibly smooth process. Amber is dedicated to making sure her clients are informed on every step of the process. She is very knowledgeable about the market and helped us lock in an incredible rate during the ups and downs of the mortgage industry during this COVID-19 pandemic. We are so grateful and honored to work with Amber, and would recommend her to any of our friends and family. She is an asset you want to have in your corner."-Ashley K. 5/5
"Amber was invaluable to us as first time home-buyers. We had a lot of questions, didn't fully understand the process, and needed support each step of the way. Amber was there for us, always ready to answer questions, and helped us think through our finances and what made sense for us and our financial goals--not just what amount of loan we could be approved for. I really appreciate her holistic approach to the home loan process and would recommend her to anyone and everyone!"-Brittany W. 5/5
"She was quick to respond and very informative, including a great visual tool to help explain the process."- Ben W. 5/5
"Amber exceeded our expectations throughout our home buying process! From the beginning she took the time to understand our lifestyle and budget, to provide a loan that was well within our means. Amber provided sound advice throughout the process and was very prompt with her communication. I would hands down recommend Amber to anyone thinking about purchasing a home, or looking for financial advice!"-Janessa M. 5/5
"Amber was absolutely fantastic. She understood our situation and how our home fit into our plans and budget. She was available and responsive, giving advice when needed. I will be using her in the future and recommend her to my network that they use Amber. She was a pleasure to work with!"-Chris K. 5/5
"Amber was tremendous to work with—positive, proactive, knowledgeable, and supportive. She helped us navigate a wide range of complexities and decisions, and was always there as an educational/advisory resource, even on things that didn’t relate to her specific area. She also exhibited supreme integrity throughout the process, helping us weigh and determine what was right for our family and finances with complete honesty and transparency. We will be recommending Amber to all of our friends!"-Joe S. 5/5
"Working with Amber was an INCREDIBLE experience. She explained every question I had with such thoughtfulness and detail. Amber made me feel seen and known through the whole home buying process, and my desires were honored all along the way! Amber and her team were able to pull off a quick close, while managing to not make me feel rushed in the process. I was so taken care of! I highly recommend working with Amber!"- Elizabeth B. 5/5
"Amber was prompt and on top of every detail. She was there to answer every question and walk us through each turn. She was an amazing help and guided us to make the best decisions we could in each situation!"-Darby L. 5/5
"Amber made our experience great!! She went above and beyond in every single way to make sure we had the best home buying experience we could have. She answered all of our questions (which were a lot), and she went out of her way to educate and inform us thoroughly so that every decision made was an informed decision. Above all, Amber does her work with the utmost excellence and cares more about her clients than any financial gain. We cannot recommend her enough!"-Nick V. 5/5
"Amber has a heart for educating and protecting. It’s obvious that her passion is making sure people are making an informed and empowered decision which protects their financial livelihood. Someone’s mortgage is one of the biggest investments they will make, it’s so refreshing to see a mortgage advisor who cares about the big financial picture and isn’t just pushing another sale."-Spencer H. 5/5
"We had been working with a different lender and the house we wanted to pursue was out of our range with the rates this lender provided. Amber was able to get us a lower interest rate so we could afford the house we really wanted, the house we will live in for the next 20+ years! Amber and her team also worked hard for us, outside normal business hours, unlike the first lender we worked with, and they were extremely prompt and informative. We highly recommend Amber’s team!"-Amanda S. 5/5
"Amber is beyond knowledgeable; personal, and professional! Outcome was beyond my dream for an affordable mortgage."-Judy K. 5/5
"Amber communicated well and efficiently and was often available to answer any questions we had."-Jordan K. 5/5
"Amber’s level of expertise gave us so much confidence. She was also patient to take things at our own pace but also helped by gently pushing us to keep things on track whenever needed."-John P. 5/5
"Amber was very thorough and wanted us to understand the home buying process. She took the time to explain many things as they came up along the way and was very prompt whenever we had a question. She clearly showed she cares and is passionate about what she does and who she’s working with!"-Kelsey O. 5/5
"Amber is one of a kind. She was far more thorough and thoughtful than most lenders. She was very helpful and always made sure we knew all our options. She was accessible and responsive if we had questions. She provided expert advice, and we always trusted she had our best interest in mind. I would highly recommend her!"-Drew S. 5/5
"Amber was very prompt and helpful throughout the entire home buying process. Was able to answer all my questions related to her field if not more. Made the home buying much less daunting than my friends made it sound."-Erick G. 5/5
"Amber was great! She made the process so easy and it was super straightforward. She went above and beyond! Thank you Amber!"-Lauren H. 5/5
"Constant Communication."-Mike H. 5/5
"Amber was great in helping me finance my first home. She was entirely knowledgeable about the entire process, was able to answer any question I had and was always immediately available via text message or phone call!"-Evan H. 5/5
"Amber was so helpful and quick to respond-she did not make us feel like we were asking too many questions and helped us feel empowered to make important decisions! She was great to work with."-Carly W. 5/5
