Year End Planning

Can you believe we are under two weeks until the new year? I can remember sitting down with Spencer creating a check list of all the goals we had for 2018. Now I am looking at the check list and am astonished at how fast the year has gone. I can confirm the older I get the faster the years go by, anyone know how to slow down time? As I look back on the year I am reminded of how much I enjoy setting annual goals. It helps me to organize my WHY. A few of our 2018 goals were:

• Payton to learn to read and ride a bike without training wheels
• Elliot to be potty trained
• Amber to become a Licensed Loan Originator
• Increase savings by 10% of net worth
• 5 personal development books 

These goals were ones we as a family put together. We believe that our kids should be involved in our goal setting. We want to be sure they catch our WHY. Although, all of these goals were HUGE for our family, the potty training was our top highlight. I am so grateful we are out of the diaper stage...saving money am I right! No more last minute, oh no-we are out of diapers!

The second goal that had the greatest impact on our family was my job transition. When I set my goal to become a Licensed Loan Originator it was because I knew I could leverage my knowledge to benefit everyday consumers with one of the largest decisions in their lives. Our kids caught my WHY. They were the sweetest, they would ask while I was studying, "Mommy, when will you give money to people for their houses?" They understood all the hard work and adjustments we were going through had a purpose. Although, I know they do not fully understand what I do, I know they know my love for what I do. My WHY has always been to bridge the gap between financial fear and financial knowledge. Yes, there is a lot to know about finances, but that does not mean that fear has to be part of the learning.

For 2019, I have a goal to help 24 everyday consumers understand their financial situation from a holistic approach and to see one of their goals become a reality. I believe that finances are part of our everyday life and our everyday decisions are shaped by how we view and handle our finances. If you are setting a goal in 2019 to purchase a home, refinance an existing property or increase your investment portfolio. I would love the chance to journey with you through the process.